TOBY BELL, MANAGER, SR. ADJUSTER Professional Claims Service, Inc. 2059 Pa Route 309 Allentown, PA 18104 Ph: 610-435-1141 x12, Fax: 610-435-2028, E-mail: tobybell@rcn.com Toby has been in the insurance industry since 1979.  He was employed by Crawford and Company from 1979 through 1994 and received his Casualty/Property/Supervisory Training from the Crawford schooling after receiving his Bachelor of Science in Criminal Justice from Ohio University in 1979. He started Professional Claims Service, Inc. in February, 1994.  Toby is very active in the insurance community.  The experience level that Toby brings to his claims far exceeds most adjusters.  He is kept up to date with legal and ethical issues and is a member with the National Association of Independent Insurance Adjusters.  He is active with local and state claim associations. Toby currently serves as Secretary for Saucon Mutual Insurance Company. The Insurance Company knowledge along with the Independent Insurance Adjusting background gives Professional Claims Service a broad sense of industry standards, needs and what it takes to get the job done.